- Personal Finance:Personal finance includes money related to personal works.
- Credit and Debt: Credit is the agreed amount of money paid by one party (lender party) to the borrower party, in lieu of the credited money the lender charge some interest, debt is the same as stated above as seen from borrower party.
- Employment contract: It is the contract between the employee and the employer, it states a period for which the employee has to work for that particular employer, if the employee failed to do so, and then he is liable to pay an agreed amount of money to the employer. This contract also involves financial services.
- After Retirement Solutions: After working for so long, one should spend hi/her old age with comforts, for getting a quality life after retirement you should take a retirement plan as you are working. After getting a suitable policy you have to pay a fixed monthly premium to the company, and after retirement you are paid by the company monthly, the monthly installment you get is comparatively higher as compared to the premium you paid.
- Mortgaging on the other hand is the act of getting loan against any of your assets like property, gold etc. Both the party sign agreement that if the borrower (party who is getting a loan) is not able to return back the loan to the mortgage lender due to any reason, than you will not be able to get back your things and ornaments. The things which we give to the mortgage lender are known as mortgage. A fixed rate of interest is applied on the principal money which we get from the mortgage lender and the borrower is required to pay the amount (principal+ interest) back to the mortgage lender.
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